Allah's Messenger (ﷺ) used to invoke Allah in the prayer saying, "O Allah, I seek refuge with you from allsins, and from being in debt." Someone said, O Allah's Messenger (ﷺ)! (I see you) very often you seek refugewith Allah from being in debt. He replied, "If a person is in debt, he tells lies when he speaks, andbreaks his promises when he promises."